Lexington Law
Fixing Bad Credit


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Attorneys Specializing in Credit Repair


Credit Repair Attorneys Can Make Results Happen Faster!

With the help of attorneys working on your behalf, much of leg work falls on their shoulders—Credit Repair Attorneys can make results happen faster! The greatest benefit of using a credit repair attorney is their vast experience in the industry. It is estimated that as much as 79% of all credit reports contain errors or omissions. While you can work to fix these errors yourself, a team of experts can work with you to determine if the information on your credit report is inaccurate or misleading. Instead of writing a letter, following up with more information, and constantly monitoring your situation, we suggest you employ the help of a credit repair law firm to do this work for you. Not only do you have the benefit and experience of lawyers specializing in credit repair, but you have a credible representative in your corner.

What happens when you attempt to dispute negative items yourself?

Many of those attempting to dispute negative credit items themselves complain to us about how involved and time consuming the process is. Others have pointed out that if don't provide enough information during dispute investigations, they are easily dismissed. These people claim they feel the system is not trying to help them, but make the process more difficult than it should be. Often times, credit bureaus are able to verify the inaccurate information because they are obtaining it from the same sources that originally reported the information. They may not conduct a careful enough investigation to prove your case. Many times, these situations must be escalated, even to the point of legal action, before they are resolved.

Example: Identity Theft

The case of identity theft can be especially troubling for those attempting to repair their credit themselves. Many times, individuals have found resistance from creditors and reporting agencies regarding the validity of the identity theft. For this reason, some states, including California, have passed legislation that imposes a $30,000 penalty on any creditor that fails to clean up a report upon receiving notification of identity theft. This law also provides the option to hire a lawyer on a contingent basis. (Learn More About Identity Theft).

Recommendations:

InsideBadCredit.com recommends using an attorney specializing in credit repair even if you only have a few blemishes on your credit report. The smaller the number, the easier and faster clients see results. One such law firm, Lexington Law, provides excellent services for a very reasonable fee.

 

How You Get Bad Credit

How Bad Credit Affects You

Fixing Bad Credit

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