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Our Credit Guru takes a look at the two most popular options--
There are companies, everyday claiming to be able to repair your credit in minutes. However after you pay hundreds or thousands of dollars these companies do nothing to repair your credit, leaving you more in debt then when you started.
To avoid the scams your choices come down to - doing it yourself or using a specialized law firm, like Lexington Law, to represent you.
You of course have the legal right to work out your credit disputes with the credit agencies and credit grantors yourself. If you have the knowledge and the ability to spend the time on the processes required, this method may be right for you. Remember you will need the time required to follow up on credit disputes with all three credit reporting agencies.
The chart below summarizes the comparison of the do-it-yourself method to using Lexington Law.
| Service |
Do It Yourself |
Non-Attorney Based Credit Companies |
Law Firms Specializing in Credit Repair (
Lexington Law
) |
| Unlimited Disputes |
Yes |
Maybe |
Yes |
| Support Help (24/7) |
|
Maybe |
Yes |
| Easy-to-Use Tools |
|
|
Yes |
| Monthly Credit Score Analysis |
|
Maybe |
Yes |
| Identity Theft Insurance |
|
|
Yes |
| Help From Attorneys |
|
|
Yes |
| Disputes With Credit Bureaus |
Yes |
Yes |
Yes |
| Interventions on Your Behalf |
|
|
Yes |
| Escalating Information Requests |
Yes |
Maybe |
Yes |
| Debt Validation |
Yes |
Maybe |
Yes |
| Identifying Errors or Omissions |
Yes |
Maybe |
Yes |
| Quick Progress Time Frame |
|
|
Yes |
| Knowledge & Use of All Federal Statutes |
|
Maybe |
Yes |
| Pay As You Go Pricing Model |
|
|
Yes |
| Ability to Cancel Anytime |
|
|
Yes |
| Risk Free Refund Policy |
|
|
Yes |
| Experts in Credit Repair Industry |
|
|
Yes |
| Possible Scam |
|
Maybe |
|
It becomes apparent that a specialized law firm can provide services to insure that your credit is repaired in a very efficient, cost effective and timely manner.
As you may have learned from insidebadcredit.com the financial impact of a poor credit rating can adversely affect so many aspects of your life.
With this said and the no risk opportunity that Lexington Law provides, the options narrow down to one.
If you would like to contact Lexington Law regarding your credit START HERE.
NOTE-Why we chose to profile
Lexington Law
as the industry-leading law firm specializing in credit repair:
- Practicing for over 15 years,
Lexington Law
comes recommended by creditors and lenders as a great source for credit repair help.
- Lexington Law offers a 100% satisfaction guarantee.If their services dont deliver
their no-risk refund policy will.
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